Is there something similar to privacy.com in Europe so I don’t have to enter my credit card information everywhere? Or another way to buy stuff online privately on many different stores and websites?

  • pipariturbiini@sopuli.xyz
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    4 months ago

    I think bank transfers are more popular in Northern Europe. I only use a credit card if I want additional buyer protection / insurance from my bank.

    • ExcessShiv@lemmy.dbzer0.com
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      4 months ago

      I’m from northern Europe, and I have never heard of or met anyone that preferred bank transfers ever. If I can’t pay online with credit/debit card, I’m not buying from there, but it’s extremely rare to find somewhere that does bank transfers for B2C at all IME.

      • pipariturbiini@sopuli.xyz
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        4 months ago

        With bank transfers I am referring to services like Paytrail/Klarna where you authenticate with your bank, and choose which account the sum is taken from.

        • Grippler@feddit.dk
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          4 months ago

          Services like Klarna are micro-loans though. They’re not a bank transfer or really a direct payment of the service/product you’re buying, it is literally just a small loan with a short runtime (usually 3-12 months)

          • lud@lemm.ee
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            4 months ago

            Klarna offers direct payments too. In Sweden you can pay with Swish, credit/debit card, or bank transfers.

        • ExcessShiv@lemmy.dbzer0.com
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          4 months ago

          Isn’t Klarna a credit service more like a loan where you then distribute the payments over the next few months? You sign a contract and stuff just like bank loans, it’s not the same as making a bank transfer at all.

          • lud@lemm.ee
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            4 months ago

            You don’t have to use the loan feature Klarna offers.

            You can also pay with a credit or debit card using Klarna (makes makes it more convenient if you haven’t memorized the CC numbers yet) or using bank transfers, or with services like Swish.

    • themurphy@lemmy.ml
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      4 months ago

      Never have I ever heard about anyone preferring a bank transfer in Northern Europe.

      I’m from there, and I can’t remember which year I used cash. It’s either card or digital payment like MobilePay.