Vintage Story in solo, but I gave up because it’s too cumbersome to play without a team. Necesse with a team, lol. Mechabellum in solo multi AoW4 as a filler

Do you ever make things harder for people around you intentionally? If so, why? If not, why do you think do that against you?

mastercard sends your transaction data live to banks. They sell your data to third parties for marketing, profiling and the likes. Credit score is the least of your problems.

I know because I developed a system, in a major European bank, enriching their transaction data with mastercard data for live, predatory marketing.